Hart Financial Consultancy Ltd operate from two offices in Salisbury, the head office on Glenmore business Park that deals mainly with Wealth Planning Clients and the office at 60 Castle street that deals with all Mortgage and Finance clients, the Castle Street office is shared with our affiliate company The Hart Partnership who specialise in overseas property Investment and deal with all client administration.

Keith Hartland is the Director of Hart Financial Consultancy Limited, which was established in 2003 as a result of a merger of several local practices.

As Independent Financial advisers we offer a professional confidential service working on your behalf, providing you with independent advice on various products from companies across the majority of the insurance and investment market.  W e  also provide independent wealth planning for corporate and private clients

We work with several affiliate companies to enhance the service we provide for our clients

Joanne Easter is the Mortgage Consultant within Hart Financial Consultancy. Your mortgage is one of the largest financial transactions and commitments you are likely to undertake. If you would like to seek mortgage advice which is totally independent and individually tailored to your needs and requirements then contact Hart.

If you would like to discuss a particular issue or generally ask us how we can advise on your situation contact us, call into the office or alternatively, drop us an email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it

The initial meeting is free of charge and places you under no obligation. No charge will be made without prior notice. All subsequent remuneration will be disclosed in full prior to any chargeable work being carried out. We can either work on a fee or commission basis depending on your circumstances.

Why an IFA?

Independent Financial Advisors have access to the majority of products and services available in the UK as opposed to a Tied Agent or Company Representative who may only advise and offer products from the company they represent.

As such we are able to give impartial advice to help you solve your financial planning problems and maximise your opportunities.

In this way we are able to give you choice, value for money and quality service.

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How we work

We work with you to achieve your long-term financial goals taking into account your overall situation the levels of service we offer are:

• Transactional
• Reactive
• Annual Review
• Proactive

We also work in conjunction with other professionals (e.g. accountants, solicitors, tax specialists and property agents) in order to provide our clients with a holistic financial service.

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What can we do for you?

We have over 30 years experience to help you with a number of areas, for example:

A review of your current circumstances and an analysis of your financial objectives.

Advice on your current and future tax position and an assessment of liability.

Retirement planning advice that helps you build up an independent income for when you stop working - whether you're an employee, self-employed or a company director.

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How are we paid?

The remuneration for advice given can be paid in the form of a fee or commission or a combination of both. The company has a transparent charging structure whether it be fees or commissions.

As it states in our terms of business you cannot be charged any fees without prior agreement, no charge will be made for the initial meeting.

For more information, ring us on 01722 413348 or send us your details via email on This e-mail address is being protected from spambots. You need JavaScript enabled to view it

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Terms of Service

HART Financial Consultancy Limited is authorised and regulated by the Financial Services Authority (FSA) to conduct investment business under the Financial Services and Markets Act 2000. HART Financial Consultancy Limited is entered on the FSA register and our registration number is 440112.

HART Financial Consultancy Limited is independent which means we will act on your behalf in advising you on life assurance, pensions or unit trust products from a range of different companies.

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Our Services

Our services may include advice on investments relating to, or executing transactions in units in unregulated collective investment schemes. Accordingly, you should carefully consider whether such investments are suitable for you in light of your personal circumstances and the financial resources available to you.

Any investments we have arranged for you, will not be kept under review but we will advise you upon request. However, we may contact you in the future by means of an unsolicited promotion should we wish to discuss the relative merits of an investment or service which we feel may be of interest to you.

HART Financial Consultancy Limited is not permitted to handle client money.

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Your Protection

We offer independent advice, but occasions can arise where we, or one of our clients, will have some form of interest in the business being transacted for you. If this happens, or we become aware that our interests or those of one of our other clients conflict with your interest, we will inform you in writing and obtain your consent before we carry out your instructions.

We also advise on other financial products which are not regulated by the FSA under the Financial Services and Markets Act 2000. The Financial Services Compensation Scheme does not apply to any of these products.

We will confirm to you in writing the basis of our reasons for recommending any transactions executed on your behalf.

We will register all investments in your name unless otherwise agreed in writing. All contract notes and documents of title in respect of your investment will be forwarded to you as soon as practicable after being received by us. Where a number of documents relating to a series of transactions are involved, the documents will normally be retained by us until the series is complete and then we shall forward them to you.
Data Protection

HART Financial Consultancy Limited may use the services of some third parties e.g. for processing business or obtaining compliance or regulatory advice, which may warrant the disclosure of more than just your basic contact details. You agree that personal information held by us may be disclosed on a confidential basis, and in accordance with the Data Protection Act 1998, to such third parties. You also agree that this information may be transferred electronically and that ourselves, or any such third party, may contact you in future by any means of communication which we consider appropriate at the time.

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Our Relationship

You or we may propose to operate on a fee or commission basis, the basis of which will be agreed in writing before we carry out any chargeable work.

Where we have arranged regular premium policies for you and you subsequently cease to pay premiums and as a consequence we are obliged to refund any commission that has been paid to us, we reserve the right to charge you a fee representing the amount we have to repay, for a period of up to four years after the commencement of the policy. We will not charge any such fee if you exercise your right to cancel in accordance with any cancellation notice sent to you by the life company.

You, or we, may terminate our authority to act on your behalf under this agreement at any time, without penalty. Notice of this termination must be given in writing and will take effect immediately upon receipt of the notice. Termination will not prejudice completion of transactions already initiated on your behalf or any rights or obligations already arising. You will be liable to pay for any transactions made prior to termination and any fees outstanding.

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