Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is totally independent and individually tailored to your needs and requirements?

There are so many types of mortgages available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, high lending charges/ tie-ins and early repayment charges are taken into account, the products may not be as attractive as you might have first thought.

Commercial Finance provides an immediate sum of money that you can use in any number of ways; to consolidate your existing monthly commitments, to purchase a new car, to improve your property, to go on your dream holiday.

Click here for more information on Commercial Finance from Hart.

Life Assurance is more of a flexible friend than you may think. It all depends on your needs. There are so many different varieties of insurance linked to the life of the policyholder and so many life assurance companies with similar offerings that expert advice can be invaluable.

For more information on Life Assurance click here.

The Financial Services Authority does not regulate commercial lending.