About Us

Hart Financial Consultancy was established in 2003 as a result of a merger of several local practices.

As Independent Financial advisers we offer a professional confidential service working on your behalf, providing you with independent advice on various products from companies across the majority of the insurance and investment market.

In addition, we provide independent wealth planning for corporate and private clients.

If you would like to discuss a particular issue or generally ask us how we can advise on your situation contact us, call into the office or alternatively, drop us an email at info@hartfinancial.co.uk

The initial meeting is free of charge and places you under no obligation. No charge will be made without prior notice. All subsequent remuneration will be disclosed in full prior to any chargeable work being carried out. We can either work on a fee or commission basis depending on your circumstances.

Why an IFA?

Independent Financial Advisors have access to the majority of products and services available in the UK as opposed to a Tied Agent or Company Representative who may only advise and offer products from the company they represent.

As such we are able to give impartial advice to help you solve your financial planning problems and maximise your opportunities.

In this way we are able to give you choice, value for money and quality service.

How We Work

We work with you to achieve your long-term financial goals taking into account your overall situation the levels of service we offer are:

  • TRANSACTIONAL
  • REACTIVE
  • ANNUAL REVIEW
  • PROACTIVE

We also work in conjunction with other professionals (e.g. accountants, solicitors, tax specialists and property agents) in order to provide our clients with a holistic financial service.

What can we do for you?

We have over 30 years experience to help you with a number of areas, for example:

A review of your current circumstances and an analysis of your financial objectives.

Advice on your current and future tax position and an assessment of liability.

Retirement planning advice that helps you build up an independent income for when you stop working – whether you’re an employee, self-employed or a company director.

How are we paid?

The remuneration for advice given can be paid in the form of a fee or commission or a combination of both. The company has a transparent charging structure whether it be fees or commissions.

As it states in our terms of business you cannot be charged any fees without prior agreement, no charge will be made for the initial meeting.

For more information, ring us or send us your details via email on info@hartfinancial.co.uk